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Money and Mindset

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  • September 20, 2021 Darron Rowley

    The Short Squeeze

    What we are seeing is going to be something we sill study for years to come.

    It will be interesting to see which party the regulators try to go after for this market manipulation - the Reddit crowd or the financial institutions.

    Whither it is cryptocurrency, or the financial revolutionaries on Reddit, one thing is for certain and it’s that the little guy is growing tired of those ruling the system.

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  • September 20, 2021 Darron Rowley

    15 yr Mortgage vs 30 yr Mortgage

    There are pros and cons to both approaches.

    With both terms offering the approximate same rate, there is security in going with a 30-year.

    You can always treat it like a 15-year but give yourself the flexibility to default back if your situation changes.
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  • September 20, 2021 Darron Rowley

    Refinancing a Home

    As someone who has had a mortgage license for 10+ years this is something I felt would be good to address.

    Let’s look at a few points you should consider when looking to refinance.
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  • September 20, 2021 Darron Rowley

    The Lessons We Learn From Our Kids

    The first lessons I learned was how important it is to not just tell our kids what they need to be doing, but to show them.

    Now, we may not be able to do everything our kids are doing, but many things we can.

    If we are going to mentor them, they have to see that we are living those same principles.
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  • September 20, 2021 Darron Rowley

    Here is What People are Missing

    I personally believe that if you can develop this habit you will gain financial success.

    The reason I believe this is because to pay yourself first, you will have to master many aspects of yourself.

    This leads to one of the most misunderstood aspects of money.
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  • September 20, 2021 Darron Rowley

    What's Next After Paying Myself First

    The first thing we want to do with this money is create a savings.

    We want to get your savings between 3-6 months of your total expenses.

    To start thought, we want to get to at least 1 month.

    This will give us a small level of comfort so we can get to work on a few other areas.  
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